Payments

Payment Solutions Built for Modern Businesses

Accept payments wherever your customers are: securely, efficiently, and reliably.

From in-store transactions to online checkout and recurring billing, our payment solutions are designed to help your business operate smoothly and grow with confidence.

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Flexible Payment Technology That Works the Way You Do

No two businesses operate the same way. That’s why we provide flexible payment solutions that adapt to your environment, whether retail, restaurant, professional services, medical, online, or mobile.
Backed by secure, PCI-compliant technology and supported by experienced payment professionals, our solutions are built for reliability and speed.

Core Payment Solutions

Card Processing

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Secure, Reliable Payment Acceptance
Accept all major credit and debit cards with secure, PCI-compliant technology designed to protect every transaction.
● In-store, mobile or online● Contactless & tap-to-pay● Chip & EMV security● Transparent pricing 

POS Systems

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Smart Point-of-Sale Technology
Modern POS systems that help you manage your restaurant or retail business with ease.
● Sales tracking● Inventory management● Employee management● Customer reporting

Mobile & Virtual

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Get Paid Anytime Anyhwere
Accept payments beyond the counter with flexible mobile and virtual tools. Perfect for field services industry.
● Mobile card readers● Virtual terminal for phone orders● Email and text payment links● On-site payment acceptance

Recurring Billing

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Automated Payments 
Simplify subscriptions, memberships, and service contracts with automated recurring billing.
● Scheduled payments● Secure card storage● Customer billing profiles● Reduced manual invoicing

E-Commerce Payments

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Secure Online Checkout Solutions
Accept payments through your website with secure, scalable e-commerce integrations.
● Hosted checkout options● Payment gateways● Tokenization & fraud protection● Shopping cart integrations

Reporting & Insights

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Clear Visibility into Your Business

Make informed decisions with access to real-time reporting and transaction insights.

● Sales dashboards● Batch reporting● Transaction history● Exportable reports

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Faster Access to Funds

Improve cash flow with flexible funding options, including next-day and same-day availability where eligible. Faster access to your revenue helps you manage expenses, payroll, and growth with greater confidence.

Why Lumina Payments?

Technology-Driven. Relationship-Focused.

Our solutions deliver secure infrastructure and modern payment capabilities all combined with personalized support from an experienced payment professional.
You get enterprise-level tools with a direct point of contact who understands your business.

Not Sure Which Solution Fits Best?

We’ll review your business model and recommend the right payment and banking setup for your industry.

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  • Phone

    539-242-5723

  • Email

    zib.syaPi%40GleiraM

  • Address

    5319 S Lewis Ave, #219Tulsa, OK

  • Hours

    Monday - Friday: 9 AM - 5 PM